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Lots of " Are you hiring ? " calls

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April 28, 2009 at 9:06 a.m.

johnny5

Jed Said: Johnny, If you laid the fella off why do you begrudge him collecting unemployment? If you call unemployment on what is largely a circumstantial allegation (he wont take my phone calls) and they act on it, then dont you think IF he returns to work you might be wishing he hadnt?
Good point, Jed. Luckily I took no further action. He lost his phone and returned my call last night. Return to work today. The reason I let him go was he was not able to produce a drivers license. He was given a certain amount of time to get it and failed. I should have told more of the story in my post. He is a good man and we are glad to have him back legal to drive. I approve of my guys using U/I when it is due. To do this job in my part of the country it is a valuable safety net and a good thing for us in slow times. I pay all bills when obligated, play by the rules, and when I smell unecessary or overspending I try to correct the problem.>>>

April 28, 2009 at 8:17 a.m.

CIAK

Minnesota I work for all the major Insurance company's . Can you imagine the uproar if I " CIAK " had the power to wave my hand and dispense insurance work ???????????????????? It would get ugly real fast. I congratulate you on the new work and to getting off the coach going after it. I'm not sure their aren't contractors on here that would say it insurance work I don't want to look at it because I have heard or I had a bad experience so screw it I'm not interested. I know I have read this on here and other forum's in the good times when money was flowing like a flood. As I have been trying to drive this point home . The money in the roofing industry is going to be insurance claims . Learn the game get in and keep your family and The Lovely Mrs . The resistant in understandable but it is time to get smart .>>>

April 27, 2009 at 10:07 p.m.

minnesotaroofin

Ciak - I got 2 rollovers Pulled up to them they came out with paperwork in hand i asked what color they said like that pointed to neighbors house i said ok - how about next week good to go sign here neither one of them went more than 15 minutes. You did'nt happen to put in a good word for me did ya? Do you work for American Family?>>>

April 27, 2009 at 8:54 p.m.

twill59

Who is conjecturing? The Storm Chasing scam seems to be run on inefficency, bribes and a poor use of resources. It's good to hear our we should be taking care of our communities Chuck. From someone who can't even control their own industry.

Seriously, do you guys print money? (You have not answered any questions yet, but this one is kind of easy)--- Yes or no?

The more one thinks about this goofiness, it begs the question, of how much government money does your industry get? It has to be an awesome amount to keep this train wreck on the track>>>

April 27, 2009 at 7:35 p.m.

CIAK

The whole point of this thread at this isn't conjecture .It is get off your arse and take control of your community .>>>

April 27, 2009 at 11:45 a.m.

Miscreant

You make some good points bulderr. What the insurance companies pay to replace a roof is almost always enough for me and when the Cat5 guys are in town, way more.. They generally offer the local guy half of what they will eventually pay a stormer. They will try to steer the homeowner to their contractor of choice. I don't believe this is their corporate policy, but this is how it works in the field.

I am whining/ranting/complaining here, but in my daily life I am taking responsibility for what direction it takes. It just seems to me that the insurance companies aren't being good custodians of their policyholders/shareholders money.>>>

April 27, 2009 at 10:46 a.m.

builderr

Is it possible that the storm chasers need to raise their level of quality, and responsibility to meet ours? Just who monitors the levels of quality on these projects?...local building officials?..... The whole point of this thread is to squeeze out of those of us who have nothing better to do than sit home and watch the storm crews drive into our towns start to communicate.....nothing better to stir up a crowd than to incite the peasants....

hypothetical question.....assuming that storm chaser pricing is under pricing us....? If YOU did the volume that they do, supposedly, could you drop your prices? I equate this to the replacement window industry that recently took a dive from the 6-900/ window market to the $279.00... "and not only do I stand behind my windows..I can stand on them." The energy tax bill stirred up the interest, a few highly competitive window business executives found a way to make a lot of money from this, and drastically lower their prices at the same time. They were ahead of the storm so to speak....for those of you who are in the thick of it....wouldn't the lack of quality provided by these stormers be the only thing you'd need to make your case?...There's nothing unfair, or unscrupulous about making your potential customers aware of the deficiencies of your competition...if it's the truth...I also think, prospering in the quiet background, watching all of this Davey and Goliath stuff are companies like Home depot, and Lowes, picking up the occasional cautious buyer that wants a company that's going to be there long enough to honor their warranty......and ....unfortunately..."they never heard of you.............yet" >>>

April 27, 2009 at 9:07 a.m.

Miscreant

Here's my response. For clarity, the original post is in palin text. Your response is in italics. My counter response is in bold.

If they create an environment where their customer gets screwed after the claim is settled, they don't care......... Absolutely FALSE

Help me understand how insurance companies care about the quality of work. How does this "caring" convert into action? No inspection of the job is performed by you. I believe when you say "care", you actually mean, "I don't want the policyholder to blame us for the screw job they got".

Most of the roofs that sustained storm damage were roofs that were replaced by the storm chasers in the 2003 hail storm we had. This is an instance where the insurance industry’s ambivalence to the quality of work came back to bite them in the rear end..... Not nessecarliy ....... They ended up paying twice for something they could have paid once for....... Maybe yes , no How do you know this ??????

I know this because this because your policyholders told me. Every single person that I talked to that had a roof that needed to replaced because of wind damage was either new construction or a storm chaser job. Over nine out of ten were done by stormers.

The problem your industry faces is the porosity of information and how rapidly it is distributed.,,,,,, Can you explain what in the hell you are talking about here ????????? There are too many leaks in the levee. Before your policyholders start burning down your skyscrapers and slitting your throats you might consider turning the whole thing around.......... This is just idiot talk up to turing the thing around

I am referring to how available information is today than it was in the past. Large corporations can't keep secrets as well because of the internet. Information is being shared amongst your policyholders in a way that wasn't possible. I take the "idiot talk" comment as a compliment, as you have elevated this style of communication to an art form.

I'm sure insurance executives didn't set up the storm claims process to create bribe money for the adjustor's and I believe that most adjustor's just want to earn an honest living.... Very True.... On the other hand if ever there was a system that created moral hazard, it is this one. It demands too cozy of a relationship with adjustor's and storm chasers in an environment that is by definition rushed and confused. Add to the mix a class of adjuster whose compensation is linked to the size of the claim and you have a system that is all but guaranteed to be abused....... Some what true.. Just as the roofing industry hires illegal SOBs in fraud and self serving profit gouging. Not paying there salesman taking that money shall I go on ?????????????

I expect a higher level of debate from you CIAK. Pointing out the roofing industry faults does not give absolution to yours. I'm not saying the roofing industry is without fault. Our main trade association is deaf and dumb when it comes to insurance work. They really don't pay much attention to steep slope work and of course they have all but encouraged illegal immigration. For the most part we are talking about family run businesses that are all different. I think you are lumping stormers in with local roofers though. The storm business brought the illegal immigrants into the roofing business. Stormchasers depend on a workforce that is mobile, works cheap and won't complain about not having insurance. The fact that they often do substandard work is not a problem for a contractor that is going to move to another locale. I never saw a Mexican on a roof until the storm posse came to town. Many stayed and they have become part of the fabric of our business. The price gouging and not paying salesman comment is more appropriately directed at stormchasers and not the local family owned contractor. I think you are only a

April 26, 2009 at 9:32 a.m.

twill59

Another point to make: Many homeowners have gotten "smart" (for lack of a better term) They are picking up the phone and looking for an Ins. Co. bailout when they call for a re-roof. Some come out and say it, others hem & haw about some sort of storm damage

Where are we today CIAK? I tell 'em lateley, that up to 1 year ago the Ins. Cos. were spreading money around like they were gassing their Hiummers @ $4 a gallon...... w/ most of that gas even being spilled on the ground LOL Lately I have actually, honestly and truly seen a few claims denied. WOW!

Are they tightening their belts, a wee bit? Am I reading this right? W/ no contacts and really not enough volume here to be "in the game" I am just guessing>>>

April 26, 2009 at 8:55 a.m.

CIAK

Well Dave example is where the rubber meets the road . In reality the roofing contractor should know the pulse of his neighbor hood. Realizing that each customer is just one set of numbers away from choosing someone else. One digit or seven no matter. If you don't know your patience's ( customers ) It doesn't matter how good of a craftsmen you are , they will dial someone else digits. That is what the stormier do. They understand the locals fear and intimidation's , capitalize on it suck every once of juice they can from your neighborhood and communities. The starting place is " YOU " Spend sometime looking at your example then think about what you don't understand . Pick the brains of the stormier . They are predators and know how to capture their prey. GKRFG , twil you guys are aware of what is happening here . I'm not the enemy . I'm trying to raise awareness , and yes there are other personal benefit which drives me to put up with Loonies such as jet and visceral comments I face in the cross hairs of the snipers .>>>

April 25, 2009 at 8:32 p.m.

twill59

Then it is a GREAT example :laugh:>>>

April 25, 2009 at 8:15 p.m.

builderr

Dr Garcia's not putting his hands up my skirt...no way..... I guess the point here is for the patient to make sure that if the need be, then the insurance company will do business with MY doctor, or I'm getting a new insurance company...>>>

April 25, 2009 at 8:05 p.m.

twill59

Well to complete david..... you'd go to your doctors office and sign in. Same name out front, Dr. Smith. Then you go in the examining room, and a certain unlicensed, un-insured Dr. Garcia starts working on you......

Poor example you gave actually :)>>>

April 25, 2009 at 7:30 p.m.

builderr

I'm going to take this discussion on a tangent that might add to the discussion, rather than detract.... Let's assume the claim for damage is for personal injury, rather than for property damage. Let's say it's for a personal situation, such as ob/gyn or prostrate related issues. Are you, the consumer, who has an ongoing relationship with an internist or doctor, when faced with a need to have procedures done that are covered by insurance, going to let your adjuster tell you whom is going to perform your surgery? Possibly, you doctor might not be willing to deal with your insurance company, but if that were the case, you probably would know that before you needed to ask it in the first place. Now maybe you hospital choices might be limited, but your doctor is another story. Somehow there is a parallel here that I just can't seem to get my head around right now, but...let the discussion continue.>>>

April 25, 2009 at 6:40 p.m.

twill59

What'd you pay the kid to do it?? :laugh:>>>


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