Liability insurance covers the CONtractor. Selling the idea that liability insurance protects the homeowner is a lie. If a CONtractor wants to buy insurance- fine. I have yet to hear a valid argument for mandatory insurance on anything. Insurance is and should always be a choice.
old school you tink people go to kort here?!? LOL!! you and i talked, i know freedom doesn't work with so many people, i get that but there's only 300k here mon, take it easy! my guys show up for work in flip-flops boss! love it! i drive a chevy truck that's the size of a wheelbarrow and yes i said chevy. politiks mon!! can't wait for that next cup of coffee john. all the best and big respect.
natty i agree but it's a miserable life in babylon once you begin to taste freedom. the world only rewards worldlyness and you are right smack dab inda middle of what's called "tyranny of the majority". it's like you speak a different language right? the worst part is the compassion you feel towards the crowd piling the rocks on you. i know you wanna save them. keep searching man just when you think you found the bottom of the rabbit hole always realize you just found another entrance. keep jumpin in. forgive them, they truly know not what they do. save yourself or you will die by friendly fire for sure bruddah! this is not the place for this kinda talk though. feel free to email me if you eva wanna chat. we're a really really really small group, gotsta stick togedda!
I've always carried ins. liability, W/C even automobile. I do damn good work, and still think A contractors prophylactic is in order.
Is it true that liability insurance covers poor and inferior workmanship? What nonsense. How does liability insurance make anyone a better roofer? It doesn't. What liability insurance does is support the production contractor who throws 10 guys on the roof and slaps on a roof a day. They better have insurance. But to force someone like me who does his own work into the same risk pool with careless idiots is nothing short of tyranny.
This is still the biggest reason why there is hundreds of dollars difference in the bidding process with homeowners. Thank you for blogging/writting on it Roberts
My highest paid man, formerly the foreman, broke(or maybe spranged, Dr's conflicting) ankle last week stepping off of a 6' step ladder.
He stayed long enough to finish changing out 4 rafter tails! This will be my first medical claim, I'm worried about WC after this.
Branden, you don't until you have a claim or a lawsuit against you and you can't pay it. Then, you will need it and you won't call it nonsense. I don't know what you will call it, and it won't be fair, but mistakes happen because we are human. I am the prime example. Be careful out there!
i tank god every day i live in a free country and don't need such nonsense!! B)