I have been surfing a web site where you ask a roofing expert a question and of course they respond with thier intelligent answers. many questions refer to shingles blown off in a major wind storm where winds sustain well over 60 mph. His responce is that it is the contractors liability because they roofed in the winter. Or regardless of when it was installed, it was the contractor who chose the material.
My question are (1) If a manufacturer will only warranty a 3-tab shingle for up to 60 mph winds and the contractor installs in August (plenty of time to self seal) and shingles blow off in December storm and winds were documented at 65 mph....who has the liability?
(2) Contractor installs in December and the shingles blow off in Febuary (two months later and not enough time to self seal) from 65 mph winds...who is liable?
My opinion is that....regardess of self sealing or not, once the wind exceeds 60 mph, "all bets are off" (so to speak) it is expected that shingles will blow off anyways. There is no manf. warranty appliable after 60 mph and the contractor should not be at fault either.>>>
Egg- good analogy about tires. Seems fitting as the Ins. Cos. are now the Maintenance Division of Homeowner USA>>>
Thats good to know...I will pass that along to my aunt....she lives in White Salmon, Wa on a hill side...across from Hood River>>>
I live in a county with a unique micro-climate in one corner of it. If it's clear here in the winter, a situation developes where there is higher pressure on the East side of the Cascade Mountains than here on the West side. This causes a strong wind to come out of the Columbia River gorge and about a quarter of the county will get gusty 40-60 mph winds while the rest of the county stays calm.
Every year, there would be Winter blow-offs of freshly installed comp in this area. The county over-reacted and made the entire county a 90 mph wind zone. But I only learned about it while investigating the wind requirements of one particular job. I have yet to find another roofer or roofing supplier that's even aware of it. I don't see any of the 90mph shingles going on, you would need to special order them even to get them. It's a construction defect attorney gold mine waiting to happen.>>>
Hey twill, in decreasing order of desirability, one wants to be 1) the subrogor, 2) the subrogee, and lastly, 3) the rogue. Insurer pays off the homeowner and then recovers the loss from someone else.
I've had shingle manuf.s step up to the plate and I've also had them slither and slink. About 50/50. Actually I would say they have done a bit better than 50/50 all-told.
In my opinion, if the roof is old and it blows off, it should not be the insurer's expense. Should you only have to buy one set of tires in your whole life? Everyone's trying to manipulate the grey areas. It's the way the human mind works. It comprises a large slice of what goes by the term 'cunning.' Equitable adjudication of things falling into the grey areas requires discernment, not cunning, but as a species we are largely incapable of making that distinction, especially when our own financial interests are at stake.>>>
:dry: :woohoo: :side: :silly: :side: :blush: :S ???? Whoa :laugh: :laugh: :laugh: :laugh: :laugh:>>>
"I have lied about nothing".......uh, Chucky, you start every post with a lie. You're not a "roofer" by any means, you're an insurance maggot, right? Have Steve change that screen intro for 'ya. As far as Oscar is concerned, did your mamma ever use that line for you? BTW, 'ya made any blood money on those dinars yet? I tell every returned vet I speak with about your little "investment opportunity". You should see the looks I get :angry: :angry:. Don't worry, that "secret" is safe too.
JET>>>
Gale force winds of 25 mph blow them off every day around here. Yes, 60 is enough for it to not fall on the roofer, but breezes blow them off here.>>>
Jet , Who packs your parachute ??? I might normally get upset with that sort of a comment . Coming from a schmuck moron I will just ignore it. By the way you are absolutely wrong I have lied about nothing. A little bit of adivse from Oscar Wllde " Experience is the name everyone gives to their mistakes." - Oscar Wilde
:S :S
My question is I was wondering if anyone else noticed that it was in the tab over where the shingles butts together,exposing the butt ends below when blown off .>>>
CIAK Said: I have noticed over the years that the blow offs occur with three tabs at the butt joint. maybe a few in the middle of the course on a rare occasion anyone else notice this ?
Tabs flutter back and forth in the wind until they break off at the tab line, if not sealed
I'd thought about hitting them with a torch to make them seal in cold weather, but never actually did it.
I've never had a dimensional blow off here. Good riddance to 3 tabs.>>>
Uh, you wouldn't mind giving me the address of this GAF warranty claim would 'ya Chucky? I kinda have a hard time believing anything you say since you lie about everything, especially your "past" ;) ;)
JET>>>
I have noticed over the years that the blow offs occur with three tabs at the butt joint. maybe a few in the middle of the course on a rare occasion anyone else notice this ?>>>
This has never been a real issue around here. When storms come by the cutomers don't have a problem paying to fix the roof and insurance don't having a problem paying for at least a portion of the work.>>>
The point I was trying to make is that some shingles are expected to blow off over the 60 mph, so therefore, wether the shingles were put on right or wrong, it should be irrelevant. no one should be liable. The "expert" that answered my questions agreed as well!
Now, if they blew off under the wind rating, I agree that either warranty could apply based on the installation practice.>>>
Geez. I did not mean to come off so crappy CIAK. I just re-read my post and I didn't mean it to sound that way. Just meant to rib you a little, not a lot.
How does subrogation work? this surely must mean a just completed job rather than something they can go back on later, no?
Also whose insurance goes after the culprit, the building owners? And can this only be done thru (construction) contract, or prior agreement?>>>
I had to go back and make sure that is what I said. Fined wasn't right Sorry. What I meant to say was subrogation. If the roof isn't installed correctly and the insurance co finds out about it the original roofer will be charged . That 's what I meant. Bad hair day :unsure: :blink: :unsure:>>>