60 mph wind rating

"I have seen many a company fined for poor install. All the while wailing from the depths of hell about their feeling about the insurance company."

Having a Bad Hair Day Chuck? Sun not shining?

Who in the Hell is leveling fines???? Is this a Florida thing?>>>

Its been my experience that most shingles that blow off are old and brittle and the seal is poor. In that case insurance should cover but really only partially would be fair. In the case of a roof under say 8 yrs. old than they usually do not blow off unless there is a problem with the installation or the seal strips. With the exception of massive winds of course. Personally when that happens i will go out and determine why the shinlges blew off if its on one of my jobs. If they were improperly nailed then i will fix it at no charge. If nailed properly then the insurace should pay unless the glue strip is defective then the manufacturer warranty should apply. AND last but not least if no one can agree on the cause of the blow off then the JUDGE gets to decide! lol>>>

I like this better 'Blantantly, and patently incorrectly installed' :silly:>>>

I'm with you tinner, never seem to have much of a problem with blow offs when it was all hand nailing, but that has been discussed here before. I think the nail gun (or the operator) are the problem here.>>>

Maybe I should have said 'patently incorrectly installed', such as one I recently saw the pics of at another forum. Nailed about 2" high.>>>

We will not install roofs in unprotected areas from the wind in the winter for that reason. ( our state tree is the telephone pole.) We will go back and fix most wind damage if it is a roof we did, even if it is out of warranty for free. Most wind damage falls below h/o deductible, so they or we aint gonna get any help from insurance. We won't rely on the manufacture to do anything unless we can prove that there was something wrong with the sealant... such as a roof that has been installed for 3 or 4 years and still won't seal. I think the best you can hope for then is for them to pay you for hand sealing.>>>

It appears the experience we all have are all over the map. hmmmmmm Or what we are willing to do that is the right thing. I have had GAF also pay for replacement of shingles that were not the same color from the same batch numbers. When I asked and was right it was taken care of. B)>>>

I've dealt with this several times in the past. In one incident, I had about 400 houses of three tabs laid down over the course of a year. Had an unusually high wind (70mph+)that January that tore up all the ones that were laid in cold weather. Builder demanded free repairs. I told him it was an act of God, and an insurance matter. He said "well when you see God, send him by.....meanwhile git yer ass out there and fix it". I then called out the GAF rep, who (without even inspecting the roofs) told me that if I made a big deal out of it, the mfr would just send out an inspector and the first high nailing they found would void the warranty. The GAF rep then offered to furnish two pallets of free shingles and that was the end of the story. Except that the wind came up again within a month and tore it up again, with the same scenario. We had to fix hundreds of houses twice for free, or end up in lawyer heaven. :angry:>>>

Well I got some news for ya. I have had Gaf warranty a problem for me and totally paid for a R/R and placement of new shingles. The insurance companies to go after scum roofers who don't apply the products correctly.I have seen many a company fined for poor install. All the while wailing from the depths of hell about their feeling about the insurance company. ;) ;)>>>

We don't do shingle roofs now, mainly for this reason. Gale force winds are 54mph plus. Our warranty specifically states no warranty in "gale force winds". As far as insurance coverages are concerned you know my feelings on that ;) ;). For the record, I've NEVER heard of a shingle mfg. backing up ANY warranty.

JET>>>

Miscreant Said: Anytime the wind exceeds the rating of the shingle it should be covered by insurance.

I agree that most times shingles blow off, it is because of improper installation.

I dont want to live in a world where a multi-million corporation(The insurance company or the shingle manufacturer) has their team of wing tip wearing lawyers pointing there manicured fingers at me (and jabbing me with pointy sticks).

Where does the line end up. Sure, the other guy is always wrong, but what happens when they put your work under a microscope, Mr Roofer, we aint exactly happy with the way you spaced a few of them nails on this job, heres a bill for for $12,000.

Be careful what you wish for.

Yeah no kidding.>>>

Anytime the wind exceeds the rating of the shingle it should be covered by insurance.

I agree that most times shingles blow off, it is because of improper installation.

I don't want to live in a world where a multi-million corporation(The insurance company or the shingle manufacturer) has their team of wing tip wearing lawyers pointing there manicured fingers at me (and jabbing me with pointy sticks).

Where does the line end up. Sure, the other guy is always wrong, but what happens when they put your work under a microscope, "Mr Roofer, we ain't exactly happy with the way you spaced a few of them nails on this job, here's a bill for for $12,000."

Be careful what you wish for.>>>

Up here the shingle warranty is written something like "the shingle warranty is only in effect once the roof has achieved a full and complete thermal seal." Which in Canadian roughly translates into "we already got your cash so piss off".>>>

I went around and around with Ins. people about that. Why NOT dump it on the roofer that "Stated by his install method that He would assume ALL responsiblity by nailing high, and improper starters, and the manufacturer's warranty wasn't valid anymore? Ins. Co's. saaid it would make them look bad??????

Me? I feel that if the 'roofer' claims, by his install, that HE will warrant the roof, let him do it!

IMHO, I feel it would lower rates and kill off the hacks in a hurry.

BTW, I also feel that if you want to live on a 'Fault line' or a beach, you don't need insurance. Pay for it yourself. That policy would eventually restore the beaches to their natural self. let nature take it's own course.>>>

They nailed correctly? Really, there is no guarantee if winds get over a certain speed. Asphalt shingle manufacturers even date their wind warranty. They know the sealant is temp.

(I've been wondering why ins. cos. insure products that aren't even installed right. Would they insure a car w/ no seat belts, bumpers or a steering wheel? I just wonder if the stormchasers now own the ins. cos. :laugh:)>>>