liability for ice dam

Hi, I am new here and I would appreciate any responses.

Going by your past experiences, I was wondering if anyone had any experience with ice dams and insurance companies.

I did a large commercial job that basically had two sloped roofs which came together, with a small flat roof in between.

There is no insulation in the building, although it is heated and it iced dammed.

There was a significant $ amount of damage done to the interior contents of the building.

The occupants of the building have insurance coverage for this and they will be reimbursed for the damages.

My question is:

Will their insurance company be looking to sue me for this?

Is it an Insurance Company's "common practice" to pay a claim and then turn around and sue the contractor?

Peter, if you have liability insurance, start setting aside money to pay your deductable, having it ready might help in your negotiations with your insurance as it battles the building's insurance. If you don't have insurance, change your name, grow a goatee and move.

To answer your questions specifically...

What MikeH said would be foremost.

Ins. could very well come after you.

And, not that it's "common practice", that I know of, however;.....Many years ago, I learned, years after, of a claim my GL ins. paid out to a former client of ours, whithout ever contacting us! It was absolutely bogus...I gleened after some investigating that there was funny business going on between our former customer and ins. agent, of the GL co......Anyhow, was too much brain damage for me to battle, so I let it go.

This is when a good relationship with your agent and underwriter become priceless.

they may come after you, I wouldn't be suprised if they did. But if you did everything exactly to code, you should be protected.