FREE ROOF: How to pull off this particular scam

I had a call. Guy just bought a house. Some shingles blew off. I fixed. Fiberglass shingles are in poor shape. Vents have hail hits. Prolly happened to the previous owner.

Now......how does the new owner get a "FREE ROOF" from the insurance company? Most likely his? Should we wait until hail hits like 30 miles away and then file a claim? Or just go ahead and do it immediately?

(I lost one job this year 'cause the guy bought insurance from someone sitting at a desk in Phoenix (no inspection) and refused to help when a problem came up. A problem like previous insurance companies hail damage....no proof of when however)

Had a friend visit this morning from Chicago that told me a very interesting insurance "claim".

Him and his wife bought a 150 year old home about a half hour away from Chicago early this year. The first big rain fall they had a very high amount of water come in through the roof and what they thought was the windows. They called their insurance company and they sent out an adjuster who paid for a new roof and new window casement. The adjuster/insurance company recomended a contractor who they had do the roof. Upon first inspection the contractor noted the "new" paint job was failing and noted hail damage on two sides. He called the adjuster and with pics paid for pressure wash and paint on the two hail damaged sides.

Now where in the policy does the coverage apply to a leaky roof due to rain and old hail damage???

Rumor has it this guys got the best insurance company in Ill.

We've never tapped into it either.....Which is amazing, as we ran a very successfull roofing co. on the Colorado front range from 92' - 07' in and amongst the shark-infested climate......Some of us are just burdened with particular ethics I suppose.....

Looks like I have another honest and decent customer who will be paying for a new roof next spring without an Ins. Co. bailout.

Seems like I will never tap into the Wal Mart USA Roofing Market of Insurance Scammers. :laugh:

Q: Is insurance scam work something you learn in prison? :unsure: