Credit Card - Cash Back

So I got this VISA that I use mostly to pay for Gas in my wife's and my personal cars. I use it so much that security number on the back was kind of worn out so I called and ordered a replacement card. It arrived a few days ago and I finally called from my "Home Phone" to activate it. So far nothing unusual. BTW, I never carry a balance on my credit cards (I make several transfer every month to pay them off). Anyway, I got transfered to an operator (presumably some where in India judging by the accent) and I was informed that because I was a "preferred customer" and because of the "volume" I charge each month, I am eligible to get 6% cash back for all my purchases for the next 6 months and then it will drop to 3%. The cash back will be issued as a credit on my account.

That was a real unexpected surprise. :)>>>

Your'e lucky to just lose your credit line for non-use. I used to keep a clean card in the bottom drawer for an emergency until visa said they would add a fee for non-use.>>>

Cash is king. An airline could go bust or somehow opt out of its reward. I use a card w/airline miles and have taken trips but am thinking of switching to a cashback program.>>>

We're getting the opposite treatment from the credit card companies. We have a lot of accounts and most go unused for months or longer. In the past year we've lost nearly $250K of credit lines due to non-use. Guess we better use 'em from time to time.

JET>>>

I've got one air miles credit card and a personal and business air miles debit card. If I could get 6% cash back I drop those cards like hot potatoes.>>>

Vaa - Yep. We've got them but we call them Debit Cards. They look just like credit cards but draw the funds directly out of your checking or savings account. I don't have or use debit cards. I prefer credit cards but I don't really know why other than to maintain my credit limits and credit score. Who knows what the future will hold. Using a debit card doesn't positively affect your credit score. Having and using a credit card responsibly has had a positive effect on my credit score.

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Back in the 90's Monier Tile had a program called 'dollars for squares'. They gave you a credit card with a low limit and high interest, but would contribute directly into it at least a dollar per square of tile you bough each month. It was a little bit of a hassle to fill the forms each month, but I was distributing tile then as well and they were putting in $600 to $900 every month. My best month they put in $1400. I naver had to make a payment for that card. It was a pretty handy card.

Rumor is they had to drop the program because too many roofers ran up the cards and were deadbeats. Roofers.>>>

6% is more than the gas stations are making. That doesn't make sense!>>>

That sounds like a good deal. I use a credit card for work so that I can get airline miles and free (cheap) tickets. I also always pay the balance every month. Sometimes I pay twice a month to keep from exceeding my limit. Probably get 4 or 5 tickets every year.>>>