Legalities regarding the representation of the client

A Public Adjuster works for the property owner, not the insurance company. Most policyholders do not know that the burden of proof of their claim is the HO. PA's charge a nice fee percentage for the service ..... Once a PA is hired the policyholder and insurance company can't communicate with each other . I want to add there is a shadow inventory in housing foreclosures that hasn't entered the market yet. Housing will drop in price after they dump them . The fed is holding them . It is going to get scary in the housing market.Prices I suspect 30% drop. Will this bring new repair business ??? I'm still sticking to my story insurance company's if you like them or not are the future of this business.

jimAKAblue Said: Can anyone explain the legal ramifications when a contractor agrees to work with a customer to help them obtain insurance benefits resulting from a claim?

Specifically:

Is the contractor required to be a licensed claim adjuster or a lawyer to represent the homeowner in obtaining benefits?

Can a homeowner sign an agreement to let the contractor handle all correspondence, including the filing of the claim?

The reason that I'm trying to understand the legalities is this: often, when we sign a contingency agreement with a homeowner, they often procrastinate on filing the claim. We would like to add a clause in our contract that allows us to call in the claim for them but I'm afraid we would getting into some gray legal areas.