Fire at one of my last rental

Jed Said: Ed, They count on wearing down a certain percentage of their insured customers.

Do you have verifiable data/facts to back up this statement or is it just personal belief?

ciak, As far as the remark about wearing down a certain percentage begins to smell of conspiracy theories again. I know for a fact that is not an intention .

Please show what you have by the way of facts that proves Eds statement is not true. THX

Your personal "expeience" was not in question.

My question to you:-

Please show what you have by the way of "facts" that proves Ed's statement is not true. THX

I don't know how to make it clearer. One sentance, for the most part monosyllabic. Ed makes a statement, you claim it to be false.>>>

Blow Me Jed I aim to please . Perhaps it was in the way to which you phrased the question . My experience is the latest testament to what I interpret the question to be . Perhaps you might make it a little clearer what it is you are asking . I can say with out bias I wasn't delayed or treated with any pressure to wear me down . Your lack of understanding an obvious answer to your question with bravado of a prison ganger makes me wonder if you just like to stick a stick in someones eye just to get a reaction . I have had a very smooth experience up to this point . No pressure to wear me down direct honest conversations with the adjusters . In the end, A check for the full amount due . Is that clearer ? By the way the only credible thing you made reference to, about spell check I can take owner ship of . I can and do make allowances for the language barrier . I don't speak British very well.>>>

Congratulations ciak, nothing less than expected. Two paragraphs of illiterate, inebriated, grammatically challenged dirge, drivel, verbal diaharrea, and if it were'nt for the recently discovered spellcheck, it would be typically indecipherable Complete avoidance of the question. Bravo. Your credence as a lobbyist for the Ins industry suffers with every spasmodic keystroke.>>>

The whole idea of conspiracy is to enable other people to take advantage of situations . I see it here in . I know what happens . I see people being taken advantage of because of it . It doesn't have to be this way .>>>

Conspiracy's ,from the Protocols of the Elders of Zion to the 'faking' of the 1969 moon landing, there have always been people willing to believe crackpot theories. Everyone in the public eye gets letters from 'the green-ink brigade' which are often also full of multiple explanation marks and underlinings. The writers find it is easier to blame a conspiracy for what has gone wrong with their lives than to face up to the unpalatable reality ......... I have my own experience . You can read about in this thread and a few more I've written . When the system bogged down ... a little pressure don't give up . Insurance is a pressure business . It is also a business where contracts are signed . Know your contract and understand the process. That is the basics that will get you what your contract says. Now there are a few screw ups . That being said when caught can and will be rectified .>>>

Ed, They count on wearing down a certain percentage of their insured customers.

Do you have verifiable data/facts to back up this statement or is it just personal belief?

ciak, As far as the remark about wearing down a certain percentage begins to smell of conspiracy theories again. I know for a fact that is not an intention .

Please show what you have by the way of "facts" that proves Ed's statement is not true. THX>>>

Thanks but it has been six or seven years and I just want to forget it :blush:>>>

Steve if you want to continue pursuing this ( I recommend you do ) I will gladly help you. I would prefer we don't do it on this forum directly , from what I have experienced it will only feed the bashi bazooks and may discourage you. I do think it would be a good idea to post results here . That being said you can reach me at my email . I will mention I have multiple inside contacts that cost nothing. My point again in this whole endeavor has been to educate about a process. If followed can and will make anyone with an once of brains and gumption a blessing ." Ed how is it going with your case ??? " You have not mentioned anything about this though you have apparently become more aware from where we were months ago. As far as the remark about wearing down a certain percentage begins to smell of conspiracy theories again. I know for a fact that is not an intention . I need to be very very clear here . That is not the intention and if the process is followed will not happen. I know Jed and others think because I can work from the inside I have special privileges . Another miss conception and borders on lies . I know my contract how to read it and the process . That is all it is.Knowing what I do is what makes the difference . Knowledge is power . BACON As I stated in my last post I have received the policy limits . That is not all that is potentially due me. There is approximately 30% more . I just got home and haven't had a chance to read my policy for these items. I have more to report. If anyone wants to know more email me. :) I am not associated with Dewy Cheatham and Howe . That may be left to some other insurance company I don't know who but not the one I work with>>>

Steve,

They count on wearing down a certain percentage of their insured customers.

If you feel you really have been victimized, you can take your claim to the appraisal process. Not arbitration, but Appraisal.

If you are interested in knowing more about that, post a follow up question.

Also, I know an independent adjuster who will work the remainder of the claim for you for no fee unless he gets additional funds and then it is only 3% of the additional funds received if he gets mors money from you.

Let me know which route you want to pursue, but don't let the process wear you down and give up.

You are entitled to what you are covered for, so get a copy of the full policy out and read it carefully.

Ed>>>

.................So the moral of the story is, if you work for, or are affilliated with an Ins Co then you stand a better chance of not being screwed. Maybe you can help out ol' Steve our illustrious webmaster there?>>>

CIAK thats good to here but I can tell you a story about what happened to my family when we had water damage and were out of our house for three months and the insurance company still owes us 20,000.00 but we gave up trying to get it.>>>

I have the final check in my hand . I have full policy limits No recoverable depreciation just straight up pay Ola + lost rents until the project is complete and the house is livable again. I love the insurance company. Kool Beans . The process works not just for me but everyone. Damn I didn't need the ambulance chasing PA after all. Most don't but are put off by the scary conspiracy crap that is fed out there by well no sense trying to talk any reason here . Or maybe there is hope. I just want to say again the system works if you understand it.>>>

Ed The Roo

The point I always made in the past, was that it is a Rare home owner who understands the process

Well, the reality of how it really works to the uneducated about the methods,

Home owners are not aware of the fact that Xactimate is Only An Estimate in and of itself.

Replacement cost coverage means that they are obligated to pay for like kind and quality for the agreed upon scope.

Ed